Privacy Policy - MonetifyGram

1. Introduction

MonetifyGram ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our ad-monetization platform for Telegram. By using the Service, you consent to the data practices described in this policy.

2. Information Collection

We collect information that you provide directly to us, as well as information generated automatically through your use of the Service.

2.1 Personal Data

Account Information: Name, email address, and Monetag-associated email.
Telegram Channel Data: Bot tokens, channel IDs, and channel usernames provided for integration.
Authentication: Password hashes (we do not store plain-text passwords).
Referral Data: Your referral code, who referred you (if anyone), and — only if you request a payout — the payout destination you supply. See Section 9.
Subscription Data: Your plan tier, billing period, term expiry, and a record of Telegram Stars purchases. We never receive your payment credentials.

2.2 Usage & Technical Data

Usage Metrics: Number of posts created, ad views generated, engagement statistics, and reward history.
Technical Info: IP addresses, browser type, device information, and operating system.
Cookies: We use essential cookies to maintain sessions and performance cookies for analytics. If you arrive through a referral link we also set a first-party attribution cookie — see Section 9.3.
Referral Link Visits: When a referral link is opened we log the code, timestamp, IP address and user-agent to attribute the signup and to detect abuse.

3. How We Use Information

We use the collected data for the following purposes:

Service Delivery: To manage your account and facilitate ad placements.
Reward Distribution: To track engagement and ensure accurate reward payouts via third-party networks.
Platform Improvement: Analyzing usage patterns to optimize user experience and troubleshooting technical issues.
Security: Monitoring for fraudulent activity, unauthorized access, and violations of our Terms of Service.
Communication: Sending updates regarding your account, technical notices, and service changes.

4. Third-Party Services

Our Service integrates with various third-party providers. Their use of your data is governed by their respective privacy policies:

Telegram Bot API: Used to manage channel content and bot interactions.
Monetag Advertising Network: Our primary partner for ad serving and monetization rewards.
Railway: Our hosting infrastructure provider.
PostgreSQL: Used for secure database storage.
Telegram Stars: Processes all paid-plan purchases. Payment credentials stay with Telegram and are never transmitted to us.
PayPal / TON: Used only to send referral payouts, and only when you choose that method and supply the destination yourself.

5. Data Storage & Security

We implement robust security measures to protect your data:

Encryption: Sensitive data such as API tokens are encrypted at rest using industry-standard AES-256 encryption.
Infrastructure: We utilize Railway's secure cloud infrastructure for application hosting.
Data Retention: We retain your information for as long as your account is active or needed to provide you services, or as required by legal obligations.

6. Your Rights & Choices

Depending on your location, you may have the following rights:

Access & Correction: Request a copy of your data or update inaccurate information via your dashboard.
Deletion: Request the deletion of your account and associated personal data.
Data Portability: Request an export of your usage data in a machine-readable format.
Opt-Out: Unsubscribe from non-essential communications at any time.

7. International Considerations

7.1 GDPR Compliance

For users in the European Union, we process data based on contractual necessity and legitimate interest. You have the right to lodge a complaint with a supervisory authority.

7.2 CCPA Compliance

For California residents, we do not "sell" personal information as defined by the CCPA. We provide "Notice at Collection" via this policy.

8. Adult Content & Age Verification Data

8.1 NSFW Content Categorisation

When a user creates a post and selects the NSFW category, that categorisation label is stored alongside the post record in our database. This data is used to trigger the viewer-side age-verification prompt and to apply appropriate content policies. It is not sold, licensed, or shared with third-party advertisers in a way that identifies individual content creators.

8.2 Creator Disclosure Acknowledgement

When a user confirms the adult content disclosure during post creation, we record that the disclosure was accepted as part of the post submission event. This record exists for compliance and audit purposes.

8.3 Viewer Age Confirmation

Age confirmation by viewers of NSFW content is handled entirely client-side using sessionStorage — a temporary, in-browser storage mechanism. We do not transmit, log, or store any age-confirmation data on our servers. This data exists only in the viewer's browser for the duration of their current session and is automatically deleted when the browser tab or session is closed.

8.4 No Identity-Based Verification

We do not perform identity-based or document-based age verification. The age gate is a good-faith self-declaration mechanism. Viewers who misrepresent their age do so in breach of our Terms of Service, and such misrepresentation does not create liability for MonetifyGram or the content creator.

9. Billing & Referral Data

9.1 Payment Data

Paid plans are purchased through Telegram Stars inside the Telegram application. We never receive or store your card, bank, or other payment credentials. What we record is the outcome of a purchase: the plan bought, the billing period, the Stars amount, the Telegram payment charge identifier, and the date. We keep this as a financial record for accounting, tax, fraud-prevention and dispute-handling purposes, and it is retained after account closure for as long as applicable law requires.

9.2 Referral Link Tracking

When someone opens a referral link, we record the referral code used, the time of the visit, the IP address, and the browser user-agent string. We use this to attribute applications to the correct referrer, to measure how the program is performing, and to detect abuse such as self-referral or automated signups. This processing is carried out on the basis of our legitimate interest in operating and protecting the program.

9.3 The Attribution Cookie

Referral attribution uses a first-party cookie named mg_ref containing only the referral code, alongside the same value in your session. It is set for up to 30 days and is marked HttpOnly and SameSite=Lax. It exists solely so your application is still credited to the right referrer if you do not finish signing up in one sitting. It is not used for advertising, is not shared with third parties, and is cleared once your application is submitted. Blocking or clearing it does not prevent you from using the Service, but attribution may fail.

9.4 What Referrers Can See About You

If you sign up through someone's referral link, that person is shown a limited view of your account for the purpose of tracking their rewards: your first name only, a masked form of your email address, the date you applied, whether your application was accepted, and your current plan tier. Referrers are never shown your full email address, your password, your channel credentials, your earnings, or your content.

9.5 Payout Information

If you request a referral payout, we collect the destination you provide for the method you choose — a PayPal email address, a Telegram username, or a TON wallet address — together with the amount, the request date, and, once settled, an administrative reference for the payment. This information is used solely to send you the payment and to maintain a record of it. It is visible to platform administrators processing payouts, may be shared with the relevant payment rail in order to execute the transfer, and is retained as part of our financial records for as long as applicable law requires.

9.6 Automated Decisions

Referral rewards are not issued by automated decision alone: a signup bonus is granted only after a human administrator accepts the referred application, and commissions are reviewed by a human before they become withdrawable.

10. Contact Information

If you have questions about this Privacy Policy or our data practices, please contact our Data Protection Officer at:

Email: privacy@monetifygram.com